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Investment Returns Calculator

Estimate portfolio growth with different strategies

Investment Parameters

Optional: Increase contributions by this percentage each year

Common Scenarios

Investment Projection

Portfolio Value$102,277
Total Invested$46,000
Investment Gains$56,277
Return on Investment
Your $46,000 investment could grow to $102,277, a total return of 122.3%

Return Rate Comparison

5% Annual Return$74,595
6% Annual Return$82,705
7% Annual Return$91,882
8% Annual Return$102,277
9% Annual Return$114,062
10% Annual Return$127,433

Growth Timeline

Year 1
$13,320
$920 gains
Year 2
$16,916
$2,116 gains
Year 3
$20,809
$3,609 gains
Year 4
$25,027
$5,427 gains
Year 5
$29,594
$7,594 gains
Year 6
$34,540
$10,140 gains
Year 7
$39,897
$13,097 gains
Year 8
$45,698
$16,498 gains
Year 9
$51,981
$20,381 gains
Year 10
$58,786
$24,786 gains
Year 11
$66,155
$29,755 gains
Year 12
$74,136
$35,336 gains
Year 13
$82,779
$41,579 gains
Year 14
$92,139
$48,539 gains
Year 15
$102,277
$56,277 gains

Investment Strategy Insights

Diversification Matters

Don't put all your money in one investment. Spread risk across different asset classes like stocks, bonds, and real estate through index funds and ETFs for more stable long-term returns.

Increasing Contributions

As your income grows, increase your investment contributions. Even small annual increases compound significantly over time and help you reach your financial goals faster.

Market Volatility

Real investment returns fluctuate year to year. Use conservative estimates for planning and remember that staying invested through market ups and downs is key to long-term success.